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When Is the Best Time To Reach Out To A Mortgage Broker?

When to Contact a Mortgage Broker?

The simplest answer is ASAP!

Don’t get me wrong, reaching out at any time during the process is great, however the BEST time would be prior to viewing too many homes. This will avoid wasting your own time and your realtor’s time. Getting pre-approved will give you an idea of the price range you should be shopping in and give you the confidence to know that you can afford the homes you are looking at. It would be pretty discouraging if you were looking at homes above your price range just to fall in love with one only to realize that you won’t be able to qualify for that home at this point in your life.

Buying a new home is a very exciting time for everyone. You may start by looking at some properties online and then you find something you want to go see in person! At this point you reach out to your realtor to get the process started. Your realtor may show you that house you loved or start you on a search, but before you go see too many homes you should reach out to a mortgage broker and get the pre-approval process started.

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