by Ratefair | Oct 27, 2021 | credit repair mortgage lending, Lenders, Mortgage Pre-Approval, mortgages edmonton, Pre-approvals and Pre-qualifying for a Mortgage, Programs
New to Canada Program Offered by Sagen If you’re a new immigrant, it’s likely you don’t have a credit rating in Canada, and you may not yet qualify for permanent residency, which means you’ll be ineligible to secure a mortgage through a...
by Ratefair | Dec 10, 2020 | Buying A Home In Edmonton, Down Payment, Homeowners Tips and Tricks, mortgage documents, Mortgage Terms, mortgages edmonton, Pre-approvals and Pre-qualifying for a Mortgage, Property Taxes
What Are Closing Costs? Closing costs are one-time expenses associated with the purchase of a home. If you’re settled on purchasing a home, you have to account for these extra outlays in your budget. A common mistake for homebuyers is to underestimate the amount...
by Ratefair | Nov 10, 2020 | Buying A Home In Edmonton, Credit, credit repair mortgage lending, Lenders, mortgage documents, Mortgage Downpayment Edmonton, Mortgage Terms, mortgages edmonton, Programs
As our senior citizen population expands amidst widespread financial challenges, you might be wondering, how will this significant population financially sustain themselves, post retirement? One practical option for those seeking a source of income at this stage of...
by Ratefair | Sep 15, 2020 | credit repair mortgage lending, Divorce & Separation, mortgage documents, mortgages edmonton
We love happily-ever-afters as much as the next person… but the unfortunate reality is that divorce happens, and it happens often. Did you know that until your divorce is finalized, you need the approval of your spouse in order to sell your current home or purchase a...
by Ratefair | Feb 20, 2020 | Mortgage Terms, mortgages edmonton
Edmonton Mortgages – Co-signer vs. Guarantor With the cost of homes increasing in certain markets and the stress test in place, it’s becoming more and more common for the average individual to struggle when it comes to qualifying for a mortgage. Unable to...
by Ratefair | Feb 5, 2020 | Buying A Home In Edmonton, Down Payment, Mortgage Downpayment Edmonton, mortgages edmonton, Programs
Saving for a down payment can be challenging. It can take many years to accumulate the funds needed, and for those who are not blessed with deep pockets, it can be downright impossible. Sometimes, the only way to obtain the funds for a down payment is through...
